Archives for category: Technology

Morbid title but an interesting thought exercise.

This one starts with 3D printing. It has provoked the human imagination and charge innovation in ways that was once not possible. We can build intricate parts with our imagination and will them into the physical world. From 3D printed sky-scrapers to 3D printed kidneys and bones. We are starting to see money being poured into these verticals to supercharge them and industrialise them.

There are many game changers out there but for this line of thought, I want to think about medical science of 3D bio-printing and how we think about mortality. When you look at causes of death, the majority of the causes are technical such as organ failure, toxicity or loss of blood. 3D bio-printing may advance to the level where organ failure may have a real technical solution. Imagine the companies which are already working on this area [1]. New ones are coming up quickly and they are bringing new possibilities to change how we live our lives. Read the rest of this entry »

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Another day, another modern nightmare. HTC was caught to be storing fingerprint biometric data in a world readable image file. The implications would include that you have to change your fingerprint. Well, I assume you still have 9 more fingers to choose from.

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What if there is a way to redefine personal insurance by redrawing the privacy line, allowing the insurance agencies to monitor the behaviour or life style of the subscriber? Such an idea attracts immediate reaction to privacy concerns but just for the moment, let us treat privacy as the big white elephant in the room. Letting the elephant rest in the corner and assume that these concerns are under control so we could proceed with this thought exercise without injury.

This thought exercise suggests a change in how health and life insurance companies engage with their subscribers by using the Internet of Things (IoT) to measure behaviour and to manage risks. This thought was inspired by Usage based insurance [1], used in the automotive industry and based on the growth of IoT ready sensors and devices, usage based insurance may see it spread beyond auto insurance into almost any measurable object to be insured.

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